Best CashBook is the miracle tool to manage cash and finance. Based on [cash + deposits - cards = net cash], it treats cash, deposits, credit cards and all other finance as one to give an insight of incomings, outgoings and fund changes. It will be very simple and easy to use once you overcome learning the entry principles. Without programming skills, anyone can translate the program and distribute his own translated version even for fee.

Major functions:

• A cashbook entry processes all other subsequent work automatically to prepare various reports.
• You can make entries by simple data-input and enter-key, watching how the book reflects your entries.
• You can see Daily InOut, Monthly InOut, Yearly InOut Statement, ledger of each account.
• It is optimum for small business with total control of fund for home.
• You can broaden the book to use it like a complete double-entry book.
• Daily InOut Report enables a voucher a day in business.
• provide a standalone tool that enables you to translate the program to your language.

Homepage: http://www.bestcashbook.com/
Download: BestCash403.exe
Price: $ 0

GnuCash is personal and small-business financial-accounting software, freely licensed under the GNU GPL and available for GNU/Linux, BSD, Solaris, Mac OS X and Microsoft Windows.

Designed to be easy to use, yet powerful and flexible, GnuCash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a checkbook register, it is based on professional accounting principles to ensure balanced books and accurate reports.

Features:

• Double-Entry Accounting
• Stock/Bond/Mutual Fund Accounts
• Small-Business Accounting
• Customers, Vendors, Jobs, Invoices, A/P, A/R
• QIF/OFX/HBCI Import, Transaction Matching
• Reports, Graphs
• Scheduled Transactions
• Financial Calculations

Homepage: http://www.gnucash.org/
Download: gnucash-2.3.2-setup.exe
Price: $  0

Personal Finance Control was designed for the home user for assisting you to better plan your finances, to be able to do a twelth month forecast.

You have the freedom to do a full year budget with very powerfull reporting showing you your budget vs actual expenditures. When used correctly, will show you your total nett worth, therefore giving you better control with your finances.

Key Features:

• Twelth month budget / forecast
• Multiple Account setups (eg. Cheque, Credit, Saving)
• Maintain your assetts
• Setup and Maintain loans, in-line purchases, liabilities ect.

Homepage: http://www.uwjsoft.co.za/
Download: http://www.uwjsoft.co.za/Auth_Users/Downloads.aspx
Price: $ 27.99

Finance Planner allows you to track all your expenses and incomes. Help you control your personal or family finances.

With Finance Planner you can analyze your today’s financial situation, your historical information and plan your future transactions (expenses/incomes).

Finance Planner is an easy-to-use and user-friendly. With a few clicks you can begin creating accounts, categories and making transactions in minutes. It doesn’t use the principle of double-entry bookkeeping. You don’t need to know about accounting.

Homepage: http://mju-software.com/
Download: FPSetup.msi
Price: $ 39.95

My Money is a high quality personal financial software written from ground up to work with online bank statements. Simply download your transactions from bank Web site and they are automatically entered into electronic register. By bringing all of your important financial information together in one place, My Money helps you more efficiently organize your financial data, simplify taxes, and grow your net worth. My Money instantly organizes financial records. Eliminates errors by categorizes expenses automatically for business, taxes, and budgeting. Money, Financial, Finance, Accounting, SQL, OFX, Quicken, and QIF.

Homepage: http://www.mthbuilt.com/
Download: http://www.mthbuilt.com/download.html
Price: $  39.95

Finance Software for the masses. Because at the end of the day what you really need to know is how much extra can you afford to spend & save while still maintaining your current standard of living. This application is not designed around a fee based bill pay system. No monthly fees. Import transactions directly from your bank (no manual entry). Preselected categories for national merchants. Remembers category selection for others. Automatically calculates your paycheck dates and adds this to budget (e.g. pay periods when you get 3 paychecks in one month.

Homepage: http://www.personalsoftwaresolutions.com/
Download: BeanCounter.zip
Price: $ 9.95

Ramen is a personal finance program that will help you track and analyze your spending habits by providing easy-to-interpret graphs. Features: Track your spending with easy-to-interpet pie charts and bar charts; Plot your spending breakdown instantly by simply dragging out a selection region; See how your spending habits change over time; Very customizable–you get to decide how transactions are sorted into categories; Categories can be subdivided into subcategories; Intuitive drag-and-drop interface for organizing the category tree; Works completely offline; no privacy concerns other than downloading the initial OFX files.

Homepage: http://ramensoft.com/
Download: SetupRamen.msi
Price: $ 25

Simple Home Budget is personal finance software, budget manager for everyone. It records transactions of all kinds and lets you analyze income, expenses and net income for 12 months. With only a glance at the summary chart, you can review your current financial position, the progress of finances, pinpoint costs and areas of excessive expenditure. You can project expected expenses and income and know how much money you will have at a future date. All these features give you more control over you finances and prevent you from going into debt.

Homepage: http://home-budget-software.com/
Download: simple_home_budget_setup.exe
Price: $ 29

Mortgage and Finance Calculators is a fantastic resource to help you calculate everything from mortgages to retirement. Everything is built right into one easy to use interface. Take a look at it’s features: Amortization Calculator, Monthly Housing Payment, Mortgage Loan Qualifying, Loan Deferment, Monthly Loan Payment, Loan Amortization, Estate Tax Calculator, Tax Deferred Calculator, Armey Tax Calculator, Roth vs. Traditional IRA, Mortgage Prepayment,How Much Mortgage, Balloon Mortgage Loan, Simple Savings Calculator, Millionaire Calculator, Rent Vs Buy, Income Required for Mortgage Calculator, ARM vs Fixed, Blended Rate Mortgage Calculator, Home Lease Calculator, Compound Interest, Mortgage Loan Cost, Mortgage Payment, Loan Prepayment, Bi-Weekly Mortgage,Home Down Payment, Down Payment Assistance, After Tax Interest Rate Calculator, Investment Mortgage, Credit Score, How Wealthy Are You Now, Retirement, Nominal vs. Effective Rates, Mortgage Point Calculator, 15 Vs 30, Mortgage Refinance, Breakeven Calculator, Maximum Mortgage, APR Calculator, Land Transfer, Tax Mortgage and Mortgage Amortization Calculator.

Homepage: http://www.americanfinancing.net/
Download: Mortgage-Calculators.exe
Price: $ 0

iFreeBudget is free personal finance and budgeting application. It is designed for home and small business users with simple interface and fast user interaction. It is safe and secure with password based encryption for storing all financial data.

Features:

• Intuitive and easy to use
• Manage multiple profiles with different set of accounts in each profile
• Cross platform, will run on any computer with Java virtual machine installed
• Online banking support for credit card and bank accounts.
• Manage expenses and track account balances
• Password based encrypted data for security
• Generate reports
• Create and save complex filters to search transaction history.
• Charts and graphs for assets, liabilities, daily networth tracking
• View stock prices/quotes. Graphs tracking historical prices
• Address book. Store contacts, email, phone numbers
• Import OFX data for banks and credit cards. Supports latest quicken format
• Import outlook contacts. Import contacts from Yahoo, gmail etc.
• Multi language support (English, German, Dutch)

Homepage: http://www.ifreebudget.com/
Download: mjrz/iFreeBudget-2.0.5-Setup.exe
Price: $ 0