Personal Finance Manager is a user-friendly program that will help you to maintain control over your financial world. Create budgets, track income and expenses, manage savings and debts, and view results with bar and pie charts.
- Manage multiple accounts
Create as many accounts as you need (checking, savings, credit, etc.) Each account can have many different (user-defined) transaction types to match cash flows, such as checks, direct deposit, interest, and e-bills. - Create annual budgets with just a few keystrokes
Simply enter your monthly salary on the estimated budget form and the program will calculate a sample budget for you! From there, you can fine-tune the budget by using the guideline budget tool to allocate your income by percentage to various categories. - Track income and expenses for each account
Enter transactions into the program using the accounts, transaction types, categories, and subcategories you created. Transactions can then be viewed and sorted by date, account, category, or amount. - Split and Recurring transaction capability
Split single transactions into multiple components (useful for itemizing paycheck items such as gross salary and taxes). Create recurring transactions for regular payments to minimize typing and keep tabs on upcoming expenditures. - Compute your net worth
Use the assets and liabilities page to calculate your net worth. Use the default lists or create your own unique asset and liability names. - Perform savings and debt calculations
Calculators are included for amortizing loans, comparing interest rates, and creating savings plans. The savings calculator is capable of performing retirement income forecasting with both lump sum and annuity calculations. - Allocate income to savings and expenses
Designate your income to savings goals you set and/or expense categories. You can set up allocation amounts for any expense category so that each income transaction will automatically distribute a percentage of the total amount among those categories. The rest you can allocate towards your savings goals. - View results via bar and pie charts
Monitor your income and spending habits and compare them regularly to the budgets you create. This information can be viewed as tables, bar charts, and pie charts. You will be able to detect categories of excess spending and take corrective measures to stay within your budget guidelines. - Export results to text and csv files
Save your data to text or csv (comma-delimited) files that can be used to import your data into other applications (such as Microsoft Excel) or to print the records. - Save results in a secure database
All of your financial data is stored in a password-protected database to keep your sensitive information secure. Multiple users can create their own login id’s and passwords to use the program independently. Automatic database backups are performed according to preferred frequency.
Homepage: http://www.jdmsw.com/
Download: Pfm22.exe
Price: $ 10
