Finance Software Reviews

Keeping a budget and controlling your spending can have great benefits, including avoiding serious debt problems such as bankruptcy and foreclosure.

Rainy Day Budget makes creating, managing, and updating budgets simple. Use our intuitive user interface to easily add income sources, pre-tax and regular expenses, and savings funds. The payday feature allows you to put in your paycheck amount and quickly see where your money needs to go.

Also included is the ability to keep track of the balance of multiple savings funds located within the same bank account via the sub-account feature.

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Budget4All is a Java desktop application intended to ease significantly the process of maintaining a personal budget focused on income and expense forecasts. It allows you to:

• See graphically the evolution of your cashflow at any time from now to the next 50 years.
• Create/modify very easily all kinds of income/expense items in a forecasted budget (called a scenario)

This application is all about BUDGET FORECASTING : the key principle adopted by Budget4All is to take into consideration the future incomes/expenses expected. Consequently, this is not the right tool if you want to enter your past bills, to print checks, to know how your money has been spent for the past year, etc.

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Budget Advisor features:

• Manage your income and expenses
• Learn to budget effectively
• Keep control of your spending
• See where your money is going
• Powerful reports and graphs
• Try Budget Advisor free for 30 days

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Grisbi is a personal accounting application running under Linux and Windows.

Grisbi can manage multiple accounts, currencies and users. It manages third party, expenditure and receipt categories, as well as budgetary lines, financial years, and other informations that makes it quite adapted for associations (except those that require double entry accounting).

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Finance Advisor features:

• Calculate and analyze your mortgage
• Plan for your retirement
• Keep track of your home budget
• Investment and Savings calculations
• Future Value calculations
• Analyze the effects of inflation on your savings and investments
• Plan for your children’s education
• Residual Value calculations
• Interest rate conversions & calculations
• Annuity calculations
• Practical advice on how to retire rich
• Generate lottery numbers (for when all financial planning fails)

Homepage: http://www.othersoft.co.za/
Download: finadv.exe
Price: $ 35

Account Xpress is a personal finance software loaded with features designed to help you manage your money easily and efficiently. Track and reconcile transactions for virtually any kind of account (credit cards, savings, checking, credit line, cash, etc.). Budget management is made easy with the help of user-defined income and expense budget categories, budget projections, and budget versus actual comparison reports. A tree view structure helps you access the information you need quickly and easily.

Features include presentation of a global cash flow picture, calculation of net income over any given period of time, two distinct methods for managing your budget, transaction splitting into many accounts and/or budget categories, transaction schedules, transaction templates, support for multi-currencies, unlimited number of budget category levels, numerous charts and reports related to your financial and budget activities.

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RichOrPoor is a personal finance software for individuals, families and some small companies to manage and analyze their financial affairs. With over 33 types of reports or charts which can be customized, you will exactly know your assets and liabilities, income and expenses, and also control your budgets and investments. The personal finance software can manage most aspects of family financial affairs including cash, common assets, savings, checking, credit cards, liabilities, creditor’s rights, loans, investments, insurance etc.

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iCash is a software intended to control your personal finances, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don’t even need to know about accounting or even care about it! Your finances depend largely on good organization that lets you know where your money comes from and to where it goes.

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Visual Money is smart and easy-to-use personal budgeting software. It is not overloaded by useless features and has simple and nicely-looking interface.

Visual Money is powerful enough to give you full control on your finances. It supports income and expense categories, multiple accounts, payee tracking. It builds really nice reports and has password protection and backup utilities.

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The ultimate objectives of KMyMoney are:

• Familiar Features. KMyMoney intends to provide all important features found in the commercially-available, personal finance managers. The current release is closer than ever to that goal and more improvements are already planned or being tested.
• Ease of use. KMyMoney strives to be the easiest open source personal finance manager to use, especially for the non-technical user.
• Accuracy. Using time tested double entry accounting principles KMyMoney can help ensure that your finances are kept in correct order.

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