iFreeBudget is free personal finance and budgeting application. It is designed for home and small business users with simple interface and fast user interaction. It is safe and secure with password based encryption for storing all financial data.

Features:

• Intuitive and easy to use
• Manage multiple profiles with different set of accounts in each profile
• Cross platform, will run on any computer with Java virtual machine installed
• Online banking support for credit card and bank accounts.
• Manage expenses and track account balances
• Password based encrypted data for security
• Generate reports
• Create and save complex filters to search transaction history.
• Charts and graphs for assets, liabilities, daily networth tracking
• View stock prices/quotes. Graphs tracking historical prices
• Address book. Store contacts, email, phone numbers
• Import OFX data for banks and credit cards. Supports latest quicken format
• Import outlook contacts. Import contacts from Yahoo, gmail etc.
• Multi language support (English, German, Dutch)

Homepage: http://www.ifreebudget.com/
Download: mjrz/iFreeBudget-2.0.5-Setup.exe
Price: $ 0

AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs:

• Track your spending habits and see where the money goes
• Create and manage budgets
• Track performance of investments
• Do your financial math in multiple currencies
• Enjoy the convenience of on-line banking Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV
• Don´t miss the next deadline for bills
• Double check – Enjoy the security of password protection of every file, scheduled backups and many other features
• Plan debts and mortgage payments
• Do e-business with AceMoney

Homepage: http://www.mechcad.net/
Download: AceMoneyLiteSetup.exe
Price: $ 0

Money Manager is a personal finance software. It primarily helps organize one´s finances and keeps track of where, when and how the money goes. It is also a tool to get a bird´s eye view of your financial worth. The program supports checking accounts, savings and credit card accounts, as well as Fixed Deposit and Portfolio accounts. The Outlook-style interface provides an overview for all your accounts and total balance. You can transfer money between accounts, create custom categories to organize your income/expenses and more.

Money Manager Ex is a complete rewrite of the original .NET Money Manager. It is Cross Platform and can be ported to run on Windows, Mac OS X and Linux. It has a very powerful and flexible open data storage using SQLite databases.

Features:

• Intuitive. Simple, Fast, Clean
• AES Encryption Support
• Maintain checking, credit card, savings, stock investment accounts
• Budgeting
• Maintain and Track Fixed Assets with depreciation
• Reminders for recurring Bills and Deposits
• Simple one click reporting
• Cash Flow Forecasting
• Graphs, Piecharts
• Does not require an install. Can run from a USB key.
• International language support (Available in 24 languages)
• Import data from any CSV format, QIF [ Microsoft Money ]
• Printing, Exporting to HTML, CSV
• Non-Proprietary SQLite Database

Homepage: http://www.codelathe.com/mmex/
Download: mmgrex_setup_0_9_4_2u.zip
Price: $ 0

Budget Advisor features:

• Manage your income and expenses
• Learn to budget effectively
• Keep control of your spending
• See where your money is going
• Powerful reports and graphs
• Try Budget Advisor free for 30 days

Homepage: http://www.othersoft.co.za/
Download: budvisor.exe
Price: $  15

manageME is great for personal and business use alike. It is FREE and packed with intuitive features that sort your finances with effortless ease. Say goodbye to tangled finances!

Homepage: http://www.manageme.in/
Signup: https://www.manageme.in/myManageme/en/members/signup
Price: $  0

Grisbi is a personal accounting application running under Linux and Windows.

Grisbi can manage multiple accounts, currencies and users. It manages third party, expenditure and receipt categories, as well as budgetary lines, financial years, and other informations that makes it quite adapted for associations (except those that require double entry accounting).

Homepage: http://www.grisbi.org/
Download: http://www.grisbi.org/download.en.html
Price: $  0

Finance Advisor features:

• Calculate and analyze your mortgage
• Plan for your retirement
• Keep track of your home budget
• Investment and Savings calculations
• Future Value calculations
• Analyze the effects of inflation on your savings and investments
• Plan for your children’s education
• Residual Value calculations
• Interest rate conversions & calculations
• Annuity calculations
• Practical advice on how to retire rich
• Generate lottery numbers (for when all financial planning fails)

Homepage: http://www.othersoft.co.za/
Download: finadv.exe
Price: $ 35

Account Xpress is a personal finance software loaded with features designed to help you manage your money easily and efficiently. Track and reconcile transactions for virtually any kind of account (credit cards, savings, checking, credit line, cash, etc.). Budget management is made easy with the help of user-defined income and expense budget categories, budget projections, and budget versus actual comparison reports. A tree view structure helps you access the information you need quickly and easily.

Features include presentation of a global cash flow picture, calculation of net income over any given period of time, two distinct methods for managing your budget, transaction splitting into many accounts and/or budget categories, transaction schedules, transaction templates, support for multi-currencies, unlimited number of budget category levels, numerous charts and reports related to your financial and budget activities.

Create recurring transactions that are generated automatically at the proper time. Define and use transaction templates to quickly create transactions that recur at irregular intervals. With budget projections, you can now tell exactly when and how much you are planning to earn or spend on any budget category. This is very similar to using the old envelope budget system. Password protect your data files with 128-bit encryption to prevent unauthorized access to your financial information. Download your transactions from your financial institutions and import them into Account Xpress from Quicken Interchange files (qif) or Open Financial Exchange files (ofx and qfx). Copy selected entries from any lists in the program to the clipboard for pasting into other applications such as Word or Excel.

Category and payee management is simplified with the ability to easily merge together two budget categories or two payees at any time. Re-locate budget categories and payees in the tree view with simple click-and-drag operations. Backup your Account Xpress files automatically with the new backup feature. Know where your money goes, eliminate debt and be on your way to financial freedom with Account Xpress.

Homepage: http://www.felitec.com/ax.html
Download: http://www.download.com/Account-Xpress/
Price: $ 29.98 MB

RichOrPoor 3.10 key benefits:

• Help you know about your assets and liabilities, so that you can be aware of your financial conditions.
• Help you know about your income and expenses so that you can adjust your expenditure plan and improve your consumption habits.
• Help you develop a budget so that you can estimate your financial conditions after one month, one quarter or one year.
• Help you develop a payment and collection calendar for you to foot bills in time so that you can keep good credit records.
• Help you know who owes me money and whom I owe money, repay money in time to keep good creditability.
• Help students and kids to develop a good habit for wealth management, so that they will know not only how to earn money, but also how to manage money!
• Help you manage personal and family finances so that you and your family can live a better life!

Homepage: http://www.shortcutsoft.com/rop/
Download: ropsetup.exe
Price: $ 29.95

iCash is a software intended to control your personal finances, keeping track of incomes, expenses, credits, debts and Banks transactions for you. As simple as creating the accounts you need and move money between them! You don’t even need to know about accounting or even care about it! Your finances depend largely on good organization that lets you know where your money comes from and to where it goes.

Homepage: http://www.maxprog.com/
Download: iCash_setup.exe (Windows), iCash.dmg (Mac)
Price: $ 0